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ThryvPay has partnered with Wisetack to offer consumer financing!

Turn maybe into yes!  Convert routine appointments like check-ups and maintenance calls into new sales opportunities. ThryvPay financing lets you offer customers more purchasing power and flexibility to pay for larger jobs over time. 

Why Offer Financing To Your Customers!

• Quick application process
• Wisetack pays you directly - we send the funds straight to your bank account as soon as the customer confirms the service is complete
• 3.9% per transaction. No setup fees, flat fees per transaction, subscription fees, or add-on costs of any kind
• Financing available from $500 to $25,000 (depending on industry*)
• The maximum financing amount can change pending your industry*
• Competitive transaction fees of 3.9%
• Funds are available to you within 1-3 business days after job completion and customer approval
• Eliminate missed payments, disputes, or returned ACH transactions
• Email notifications from Wisetack on your customer's loan status
• 100% paperless 

Why Your Customers Will Love It!

• Your customers pay Wisetack in monthly installments
• Real-time decisions, 24/7
• 100% paperless
• Offer in minutes with a 90% approval rate
• Consumer APR available from 0% to 29.9%
• Minimum credit score of 540
• Loan Terms
  • Up to 36 months for jobs over $5k
  • 60 months for jobs over $8k
  • Rates range from 0% to 35.9%
• Home Services - 6 options - 3, 6 ,12, 24, 36, 60 months
• Merchants in other verticals – 4 options - 3, 6 ,12, 24 months
• Pre-qualification valid for 14 days
• Loan offer valid for 60 days
• Simply filling out an application does not impact their credit score
• No prepayment penalties, origination fees, late fees, or compounding interest

Other Financing Benefits

Getting paid has never been easier with ThryvPay Financing powered by Wisetack! Give your customers more purchasing power and increase your bottom line by up to 20%.  

More cash flow: you get paid as soon as the work is done, while Wisetack settles with the customer over time. No more tracking down customers for payment and assuming any risk if the customer is late or defaults on the loan. You can relax knowing that you’ll be paid no matter what.

Increase sales: everyone has customers who aren’t thrilled about the idea of paying full price upfront. Instead of giving those people discounts of 10% or more, offer them consumer financing instead. The cost to you is much less, and it does more to help fit purchases into customers’ budgets than a discount. Financing helps preserve your profit margins while giving customers the flexibility they want.

Increase average ticket size: give your customers the ability to pay for the best solution, instead of settling for the less costly, band-aid solution.

More customers: you don’t know how many customers you’re missing out on because of sticker shock. When the price is $90/month instead of $2,000, you’ll turn a “maybe” into a “yes.”

Superior customer experience: paying can be stressful for some customers. Put them at ease by offering an incredibly easy and simple financing option that integrates directly into your business management software.

Speed and simplicity: the application is quick and easy and doesn’t require paperwork or repeated calls to the financing provider.

How and when you receive payment: you should expect funds to be deposited directly into your bank account within 1-3 business days of job completion and approval, thereby eliminating any cash flow issues.

Integration with your Thryv software: the integration with your Thryv software is seamless, financing will appear on your customer payment screen at the time of checkout.  You can also invite customers to prequalify directly from the ThryvPay page.

Terms

*The following business categories are eligible for financing, to find out if you qualify please complete the application found in ThryvPay Settings.

• Home services  $500 min credit max $25000 3.9% transaction fee
• Auto  $500 min credit max $15000 3.9% transaction fee
• Veterinarian  $500 min credit max $15000 3.9% transaction fee
• Dental  $500 min credit max $15000 3.9% transaction fee
• Medical  $500 min credit max $15000 3.9% transaction fee

Excludes supplies, retail sales, new car sales, used car sales, or similar industries.  Only valid for services (which may include purchases or installations)

Quick demo on how financing works

Your customers financing flow:  Initiate the application, Apply, Accept, Confirm, and Release the funds!

Have questions? Check out our ThryvPay Financing FAQs.

• All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at https://wisetack.com/faqs.